Stanbic IBTC Job Recruitment

Stanbic IBTC Holdings is a member of Standard Bank Group which is Africa’s largest banking group ranked by assets and earnings and has been in business for more than 150 years. It is a global Bank with African roots and has extensive operations in 19 African countries including South Africa and 12 countries outside Africa including key financial centers like Europe, United States and Asia making us one of the biggest banking networks in the continent. It operates in Nigeria as Stanbic IBTC Bank; a subsidiary of Stanbic IBTC Holdings.

Job Title: Product Manager – Transactional & Liabilities

Job Field
Banking, Finance, Accounting, Audit

Position Description
The strategic planning, product design, product management and product performance of Personal Transactional and Liabilities Products.
Operates within a matrix business environment and uses knowledge, experience and abilities to obtain positive business outcomes;
Draws on knowledge and experience to build and implement sustainable product strategies that meet customer needs;
Identifies and executes short term initiatives to drive product performance;
Manages and co-ordinates product projects;
Looks for new ways to improve the business and new products and services to grow the business;
Understands payments and platforms
Manages the day-to-day business of the product portfolio;
Analysis’s product information to model and understand trends, behaviours and profitability;
Understands the environment and business within which the product portfolio operates.

Key Responsibilities
Business growth & sustainability
Product performance & profitability-financial performance
Product target setting-budgeting
Product alignment with customer value propositions and the business operating model
Development & implementation of product and funding strategies
Conceptualisation & implementation of new products/services
Identification of new business, revenue and cost reduction opportunities
Effective product interest rate management and product pricing
Product process enhancements, re-engineering
Development of product sales, service tools
Product support to network
Customer and branch query resolution
Conceptualisation and drive of business campaigns
General product management
Delivery of key projects
Monitoring, understanding and reacting to business/competitive environment
Provision of appropriate management information

Key Performance Measures Financial 
Liabilities deposit balance growth
Effective Margin Management
Account management
Product revenues net interest income and non-interest income
Product costs
Optimisation of profit

Customer
Develop and understand core customer insights
Sales/cross sell strategies aligned to overall customer offerings
Customer Information
Product training material

Product Management
Grow the deposit base
Support sales and distribution across segments
Retention and management of existing deposits
Product Insights and analysis by segment
Tactical marketing initiatives
Competitor Analysis
New Product Development

Improve Efficiencies and Effectiveness
End to end processing across all channels
Account maintenance and management
Legal and compliance

APPLY HERE

Share this job now with friends on your Facebook, Twitter, Linkedin……Latest, most current jobs in Nigeria