Job Title: Team Lead, Credit Performance & Review
Location
Lagos
Job Field
Finance, Accounting, Audit
Job Description
Monitor timeliness of credit customers’ payment obligations
Supervise the usage/turnover of approved credit limits
Review systems for prompt suspension and blocking of defaulting credit customers
Ensure timely performance appraisal is conducted for all credit customers
Ensure sanctions are carried out against defaulting credit customers
Ensure that credit customers’ limits are reviewed and reallocated periodically in line with the Credit Management Policy
Prepare agreed activity and performance reports (credit reports and reviews) on a timely basis for informed decision making.
Review Outstanding Receivables and Credit Limit Review report
Prepare Management Credit Committee report and other ad hoc reports as required.
Provide input in the development and review of credit management policies and procedures
Adherence to and development of policies, procedures, processes and other operational level agreements with SBUs.
Closure of incidents, operational and system gaps to prevent losses to the organization.
Stimulate revenue growth through credit product development and collaboration with SBUs.
Provide monthly business wide credit portfolio report.
Ensure timely generation of exception report and escalation to relevant SBU for resolution.
Ensure adequate and acceptable collateral is in place for Trade Partners credit facilities.
Job Condition
Standard MTN working conditions
May work extended hours
Experience
Minimum 4 years with experience in lending, loan performance review, audit, risk and/or compliance or risk consulting.
Accounting, Book Keeping experience with good knowledge and use of MS Office
Training
MS Excel Fundamentals
Performance Analysis Techniques
Basic GSM
Accounting/Book Keeping Skill
Minimum Qualification
BA, BEd, BSc, HND or BTech
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